Debt Zero: Snowball Calculator9.0.3 - App Store

Getting out of debt is a journey, and having a clear plan makes all the difference. Debt Zero is designed to give you the clarity and confidence you need to reach financial peace faster.

Most finance apps look backward at what you’ve already spent. Debt Zero looks forward, showing you exactly when you will be out of debt. Whether you prefer the early wins of the Snowball method or the interest savings of the Avalanche method, we help you build a plan to move you towards being debt free.

. COMPLETE PRIVACY: Your financial data stays on your device, exactly where it belongs. No bank connections, no data sharing, and no broken syncs-just a secure place for your plan.
. SEE YOUR PROGRESS: Watch your "Freedom Date" get closer in real-time. Discover how a plan for extra payments today can shave months off your timeline and save you money in the long run.
. STAY ORGANIZED: Use the built-in calendar to visualize your regular payments and plan your strategy with a clear, calm roadmap.
. DAILY MOTIVATION: Keep your goals front and center with elegant home screen widgets that celebrate every step of your journey.
. JOURNEY MILESTONES: Celebrate small wins along the way, earn milestone stickers, and share your progress to encourage others.
. A PERSONAL EXPERIENCE: Customize the app to match your style with premium themes and icons designed for a beautiful, native iOS experience.
. ESTABLISHED TRUST: Built and launched in 2020, Debt Zero has been a reliable companion for users on their path to financial freedom for over half a decade.

Debt Zero does not sync with financial institutions. We understand that entering data can feel like a big step, but taking that moment to organize your numbers is the first step toward taking control of your future. While automated tracking can feel convenient, active engagement with your plan helps you stay focused on reaching your goals.

You aren’t just downloading a tracker; you’re choosing a clearer, calmer path to $0.00. You’ve got this!

Privacy Policy: https://debtzero.couleemoon.ca/privacy

Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Version History Thanks for using Debt Zero! This update includes minor enhancements and fixes. 9.0.3 Aug 9 We've added sharable Journey Milestones, new charts, payment notifications and more! 9.0.2 May 27 We've added sharable Journey Milestones, new charts, payment notifications and more! 9.0.1 May 25 We've added sharable Journey Milestones, new charts, payment notifications and more! 9.0.0 Apr 18 Enhancements for the newest version of iOS, as well as other bug fixes. 8.0.0 09/15/2025 Minor bug fixes and enhancements 7.0.6 07/19/2025 Minor bug fixes and enhancements 7.0.5 07/07/2025 Minor changes and enhancements 7.0.4 06/11/2025 Minor changes and enhancements. 7.0.3 04/12/2025 • Introducing payment calendars! See your future progress and payment details all in a convenient calendar view.
• Revised settings view. Find your themes and icons alongside the rest of your settings.
• Performance enhancements 7.0.2 03/17/2025 • Introducing payment calendars! See your future progress and payment details all in a convenient calendar view.
• Revised settings view. Find your themes and icons alongside the rest of your settings.
• Performance enhancements 7.0.1 03/11/2025 • Introducing payment calendars! See your future progress and payment details all in a convenient calendar view.
• Revised settings view. Find your themes and icons alongside the rest of your settings.
• Performance enhancements 7.0 03/10/2025 This update includes minor enhancements and fixes. 6.3.3 01/22/2025 This update includes minor enhancements and fixes. 6.3.2 01/13/2025 This update includes performance enhancements, improvements and fixes. 6.3.1 01/12/2025 We have added Overview widgets! This update includes performance enhancements, improvements and fixes. 6.3 01/02/2025 This update includes performance enhancements, improvements and fixes. 6.2.3 12/13/2024 This update includes performance enhancements, fixes, and new options. 6.2.2 12/02/2024 This update includes performance enhancements and new options. 6.2 11/28/2024 • Bug fixes
• Overview enhancements 6.1 10/25/2024 • Bug fixes 6.0.1 10/02/2024 • Biweekly and Weekly payment frequencies
• Avalanche repayment calculator
• Date based calculations
• Improved carry over tracking 6.0 10/01/2024 - Bug fixes and enhancements 5.4 09/02/2024 • Code enhancements & bug fixes
• Ability to change app icon 5.3 04/30/2024 • Simplified the code structure for future updates
• Updated framework dependencies 5.2 04/17/2024